Manage pre-sales, sales, and post-sales operations on one modular, API-first platform — from product configuration to claims coordination, renewals, and regulatory reporting.
Design products, define underwriting rules, generate proposals, and onboard distribution partners — all before the first policy is ever issued.
Define benefits, sub-limits, exclusions, waiting periods, and co-pay structures — fully configurable per product line.
Rule-based pricing engines with age banding, zone factors, loading/discounting, and experience-rated group pricing.
Generate branded proposals, comparison sheets, and benefit illustrations — share digitally or export as PDF.
Digital onboarding workflows for brokers, agents, and corporates with KYC, agreement management, and hierarchy setup.
RESTful APIs for external quote engines, aggregators, and partner systems to integrate pre-sales workflows seamlessly.
Track leads from inquiry to conversion — measure hit ratios, quote-to-bind, and channel-wise performance.
From individual retail policies to bulk group enrollments — issue across every distribution channel with real-time integrations.
Issue policies with auto-generated schedules, member certificates, and endorsement workflows for mid-term changes.
Handle group floater, family floater, and individual policies — with bulk upload, validation, and issuance.
Sell through brokers, agents, corporates, bancassurance, and direct digital channels — all managed centrally.
Live data sync with broker portals, TPA systems, and mobile apps — ensuring every stakeholder sees the same truth.
Deliver seamless post-issuance servicing — from endorsements and renewals to claims coordination and customer ticketing.
Full lifecycle servicing — member additions/deletions, plan changes, SI modifications, and cancellations.
Automated renewal reminders, experience-based re-pricing, and retention workflows with broker coordination.
Seamless data exchange with TPAs — pre-auth approvals, claim status tracking, and settlement reconciliation.
Unified ticketing for member queries, complaint management, and SLA-driven resolution across all channels.
Process mid-term changes — name corrections, nominee updates, SI enhancements — with full audit trails.
Automated premium matching, receipt generation, and refund processing with real-time ledger updates.
Real-time dashboards and reports that give leadership, underwriters, and operations teams the insights they need to act — not just react.
A modular, loosely-coupled, API-first platform built for scalability, security, and seamless interoperability — supporting real-time and asynchronous communication across every stakeholder.
Architected for regulatory readiness and data protection — meeting the stringent requirements of insurance regulators, enterprise IT, and information security teams.
Granular RBAC with row-level security ensuring each stakeholder accesses only their authorized data — insurers, brokers, TPAs, and corporates operate in isolated contexts.
AES-256 encryption for stored data, TLS 1.3 for data in transit, and field-level encryption for PII/PHI — meeting the highest industry standards.
Immutable, timestamped audit trails for every action — policy changes, data access, user logins, and API calls — ready for regulatory inspection.
IRDAI-aligned reporting, ISO 27001–style controls, and configurable compliance rule engines — adaptable to evolving regulatory mandates.
Token-based API authentication (OAuth 2.0 / JWT), IP whitelisting, mutual TLS, and scoped permissions for every external integration.
Separate Production, UAT, and Development environments with data masking in non-production — ensuring zero leakage of sensitive information.
See how Jiffy Benefits helps insurers digitize pre-sales, sales, and post-sales — with enterprise-grade security and real-time integrations.